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航空保险责任条款
  在线投保理赔全程协助,慧择网您身边的保险专家!
  【导读】在航空保险中,保险公司对投保人有着保险权利义务的约定,这些约定就是航空保险中的保险条款。了解保险责任条款,即是了解保险人与被保险人的权利、义务,那么航空保险中保险责任条款是怎样的呢?
  慧择网航空保险责任条款
  在本合同保险期间内,被保险人遭受意外伤害,保险人依下列约定给付保险金:
  (一)被保险人自意外伤害发生之日起一百八十日内因同一原因身故的,保险人按保险金额给付身故保险金。
  (二)被保险人因意外事故下落不明,经人民法院宣告死亡的,保险人按保险金额给付身故保险金。
  (三)被保险人自意外伤害发生之日起一百八十日内因同一原因身体残疾的,保险人根据《人身保险残疾程度与保险金给付比例表》(见附表)的规定,按保险金额及该项残疾所对应的给付比例给付残疾保险金。如治疗仍未结束的,按第一百八十日的身体情况进行残疾鉴定,并据此给付残疾保险金。
  被保险人因同一意外伤害造成一项以上身体残疾时,保险人给付对应项残疾保险金之和。但不同残疾项目属于同一手或者同一足时,保险人仅给付其中一项残疾保险金;如残疾项目所对应的给付比例不同时,仅给付其中比较较高一项的残疾保险金。
  (四)被保险人因遭受意外伤害在保险人指定或者认可的医院住院治疗所支出的、符合被保险人住所地社会医疗保险主管部门规定可报销的医疗费用,保险人在保险金额的10%的限额内,按其实际支出的医疗费用给付医疗保险金。
  (五)保险人所负给付保险金的责任以保险金额为限,对被保险人一次或者累计给付的保险金达到其保险金额时,本合同对该被保险人的保险责任终止。
  投保人购买保险要清楚自己的权利,保障自身的合法权益。
  慧择提示:人身保障很重要,别让您的人身安全受到威胁,慧择网为您推荐:
产品名称:阳光交通工具意外保险(商旅版)
推荐指数:
提供交通工具(飞机、汽车、轮船、火车、自驾车)意外伤害保障。
1、飞机意外身故残疾保险金40万;
2、火车、轮船意外身故残疾保险金15万;
3、营运汽车意外身故残疾保险金12万。
4、驾驶乘坐私家车意外身故残疾保险金10万
           1份50 元   阳光交通工具意外保险(商旅版)
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